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Cosmetic Protection

Our cosmetic protection suite offers cover for scuffs, dents and tyre damage, to help customers keep their cars in prime condition and maintain vehicle value.

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Support profitability and enhance customer relationships with our range of Cosmetic Insurance products

Offer superior protection for your customers’ vehicles with coverage for tyres, alloys, wheels and bodywork. Your dealership benefits from an innovative product selection, a convenient digital customer experience, a suite of needs-based omnichannel marketing tools, and optimised pricing designed for generating long-term revenue.

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Offer complete protection against a variety of road hazards

Most vehicles have suffered some form of minor cosmetic damage during their time on the road! Our scratch and dent insurance is designed to cover the cost to repair small scratches and dents, to keep vehicles in a‘ like new’ for longer.

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Benefits of Assurant cosmetic protection for you and your customers

For dealers

  • Increase in customer loyalty
  • Access to sales reporting dashboard
  • Nationwide repair coverage
  • Provide reassurance to customers by keeping their car is good
  • Additional revenue stream
  • More opportunities for dealers to cross sell products
  • Compliant customer facing sales process
  • Option of covering those that have purchased under a contract hire/lease agreement

For customers

  • A car they can be proud of that is kept in good condition
  • Peace of mind knowing their car is more likely to maintain it's residual value
  • Reassurance they are covered nationwide
  • Single premium or option to spread the cost through 10 fixed monthly direct debits
  • Choice of term to suit their needs
  • Convenience of having their damage repaired at home or their place of work
  • Claim up to 5 times for every 12 months of cover - bodywork, alloys and tyre's. No excess 
  • Contribution towards alternative repair method if cosmetic repair techniques can't be used.
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Join a loyal and expanding network

With our maintenance and repair warranty you can choose to join the community of over 1,300 dealers that are part of the RAC Dealer Network. 

Choose from a comprehensive suite of products designed to meet your needs and your customers.

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Our automotive product suite

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A transformational partner

As your total automotive performance partner, we help your business grow and turn innovation into profit through comprehensive dealership development plans, highly effective products, award-winning training, and helping you choose the right participation model for you. Plus, you get the transparent reporting and clear metrics you need to maintain compliance.

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